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Credit & Debt Articles

Debt To Income Ratio Can Help Determine If You Have Too Much Debt

You might consider that you have too much debt but there is a way to determine whether your debt is manageable that is measured by the debt-to-income (DTI) ratios. Avoiding debt can be tricky and can be inevitable depending on your financial situation that can easily...

The Benefits Of Financial Planning With Tactical Budgeting

Tactical budgeting, more commonly known as strategic budgeting, is an advanced form of financial planning. Businesses around the world use it to allocate funds to achieve the most optimal returns and meet targets.   It does not take a financial expert to do...

Finding Credit Cards With The Best Rewards

The biggest reason for owning multiple credit cards or being confused about credit cards, in general, is the rewards that each one offers. With an abundance of credit cards available on the market these days, you need to do a great deal of research before you come...

Is Paid Or Free Credit Monitoring Better For Your Finances?

You are searching for homes online, all excited to start a new chapter in your life. You find the one in the location you have been looking for, and you contact the listing agent to find out if the property is still available.   Luckily, the agent says he can...