Types of Consumer Credit & Loans

Loan contracts come in all kinds of forms and with varied terms, ranging from simple promissory notes between friends and family members to more complex loans like mortgage, auto, payday…

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4 Reasons to Borrow From Your 401(k)

The financial media have coined a few pejorative phrases to describe the pitfalls of borrowing money from a 401(k) plan. Some—including financial planning professionals—would even have you believe that taking a…

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Your Money: Fed’s Surprise Cut Is a Cure for Mortgage Rate Envy

NEW YORK — When Kristin Tassi bought her house in Chicago two years ago, she was disappointed to get an interest rate of 4% on her mortgage. All of her…

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